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By NBC's Isolde Raftery and Reuters
A U.S. appeals court on Tuesday said an Idaho woman who aborted her pregnancy by taking pills instead of traveling to a clinic or hospital as required by state law should not have been criminally charged.
In the same opinion, the 9th U.S. Circuit Court of Appeals court upheld a U.S District Court decision that ruled the woman could not challenge an Idaho state law that bans most abortions after 19 weeks under the premise that fetuses feel pain at that stage of development.
In 2010, Jennie Linn McCormack, an unmarried mother of three, was pregnant, unemployed and receiving between $200 and $250 a month in child support, according to the court opinion.
McCormack searched for an abortion provider but there were none in Bannock County, where she lived, the court opinion said, adding in a footnote that 87 percent of?counties in the?U.S. do not have abortion providers.??
She knew she could get an abortion in Salt Lake City, Utah, about 138 miles away, but the procedure would cost between $400 and $2,000, the opinion said.
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Instead McCormack chose RU-486, a medication that induces an abortion, which she ordered online. The drug is approved for use by the U.S. Food and Drug Administration and can be prescribed over the Internet. The drug is for early pregnancies, however, and McCormack was much farther along.
She confided in a friend, and that friend's sister tipped off police, National Public Radio reported. Police found the fetus wrapped up on her back porch.
McCormack?was charged by Bannock County prosecutors last year under a 1972 Idaho law that requires abortions be performed by a physician at a licensed abortion facility. If convicted, she would have faced up to five years in prison.
?There are many cases where they prosecute or threaten to prosecute a doctor," Richard Hearn, McCormack's attorney, told NPR. "There are not so many where they?ve prosecuted a woman.?
Around the time of her arrest, Idaho passed a statute making it illegal for women to obtain abortions after their 19th week of pregnancy, the AP reported. In the Pain-Capable Unborn Child Protection Act, lawmakers argued that fetuses start feeling pain around 20 weeks.
McCormack was not charged under this statute, although she did challenge it in her lawsuit.
Read the appeals court opinion (.pdf)
The criminal case against McCormack was dismissed and on Sept. 16, 2011, she filed a broad lawsuit claiming that Idaho's abortion law is unconstitutional because it places an undue burden on women, which flies in the face of the Supreme Court's Roe v. Wade, which legalized abortion in the U.S.
An Idaho federal judge issued an injunction saying the law could not be enforced against McCormack.
In its opinion, the 9th Circuit largely agreed with McCormack and her counsel. Criminal abortion statutes typically apply to doctors, who perform unhealthy abortions that threaten women's safety, the unanimous three-judge panel said.
Further, Idaho's law is at odds with Roe v. Wade, the judges said, because pregnant women should not be criminally charged nor expected to ?explore the intricacies of state abortion statutes."
Under the law, they said, women in McCormack's position have three choices: To carefully read Idaho law, violate the law or not get an abortion.
The opinion also?points to a letter the state's attorney general wrote about the abortion law, in which he says the law "plainly intends to erect a substantial obstacle to the right to choose." ?
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At this point in the litigation, only McCormack cannot be prosecuted -- not women generally, the court said. McCormack may ultimately get a judgment that strikes down the law entirely, the 9th Circuit said.
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IT FIRM
Asina Pornwasin
The Nation September 11, 2012 1:00 am
SunGard is making forays into Thailand by offering IT solutions for retail banking with the launch of its flagship solution "Ambit MyMoney". It aims to have 3-4 banks as customers who adopt Ambit MyMoney in the next 4 to 5 years.
Launched late last year, this solution is an integrated online and mobile banking platform, to help banks capitalise on the increasing global adoption of "smart" mobile devices by creating a consistent and customisable mobile banking experience. The new solution helps banks provide seamless online and mobile banking services to retail and business customers via the Web, mobile phone and tablet computer, said Dean Young, product management and vice president Ambit Retail Banking at SunGard.
"MyMoney was launched in November last year. We do not have customers in Asia yet. This year is our first attempt to approach banks in this region with our latest solution that is expected to help them have the ability to create and launch news financial services to serve individual customers in the retail banking segment," said Young.
He added that the banking sector today required innovative technologies to assist them to be dynamic and respond quickly to the market. Apart from the banking core system, the banks are also required to have services available on the mobile phone, Internet and tablet platforms. Also, nowadays, retail banking needs to have a customer-service platform, teller platform, loan application, credits card software management, and tablet products for bank staff.
"Our mobile banking solution is to help banks design and develop innovative financial services to serve across mobile platforms, including iOS, Android, and BlackBerry. It does not yet support the Windows Phone platform," said Young.
"Thailand is a growth market. Banks in Thailand are very successful and most of them are going to become regional banks. We are not new in Thailand but retail banking is a new area for us. Initially, we will use our existing teams to approach customers, but in the long term we plan to have a local system integrator to partner us for taking care of this solution," said Young.
The flagship product for the Thai market is MyMoney, which expects to have 3-4 banks in Thailand adopt this solution in the next 4-5 years. Apart from MyMoney, the company has also introduced a solution for tablets called "Concierge". It is designed to assist bank staff to have ability to design, create, and customise financial products to serve their retail banking customers individually.
The new solutions that the company has designed and developed are aimed at assisting the retail banking sector to cope with current customers' requirements in the era of mobility where they need to mobilise and secure financial services. They also need customisation and seamless services across platforms, from the bank counter, Internet, to mobile devices.
Source: http://www.nationmultimedia.com/technology/SunGard-solution-targets-banks-30190122.html
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In this film image released by Paramount Pictures, a scene is shown from 3-D version of James Cameron?s romantic epic "Titanic." Digital Domain Media Group Inc., best known for its work on Cameron's "Titanic," filed in the U.S. Bankruptcy Court for the District of Delaware, along with a Canadian court, Tuesday, Sept. 11, 2012. ital production company founded by director James Cameron said Tuesday that it filed for Chapter 11 bankruptcy protection and reached a deal to sell its operating business to a private investment firm for $15 million. (AP Photo/Paramount Pictures)
In this film image released by Paramount Pictures, a scene is shown from 3-D version of James Cameron?s romantic epic "Titanic." Digital Domain Media Group Inc., best known for its work on Cameron's "Titanic," filed in the U.S. Bankruptcy Court for the District of Delaware, along with a Canadian court, Tuesday, Sept. 11, 2012. ital production company founded by director James Cameron said Tuesday that it filed for Chapter 11 bankruptcy protection and reached a deal to sell its operating business to a private investment firm for $15 million. (AP Photo/Paramount Pictures)
PORT ST. LUCIE, Fla. (AP) ? Less than a year after going public, the digital production company founded by director James Cameron has filed for Chapter 11 bankruptcy protection and agreed to sell the core of its business to a private investment firm for $15 million.
Digital Domain Media Group Inc., best known for its work on Cameron's "Titanic," has produced visual effects for more than 90 movies, including "Pirates of the Caribbean: At World's End" and the "Transformers" series. And in April, its Tupac Shakur hologram made a splash when it took the stage at the Coachella Valley Music and Arts Festival and appeared to perform alongside Snoop Dogg.
But the company was "running out of cash," Chief Restructuring Officer Michael Katzenstein said in court filings, and had violated cash and debt requirements set forth by its lenders. It tried to find additional outside sources of capital, but wasn't able get enough to restructure its debt and pay its operating expenses, he said.
The downward spiral was swift. The company went public just 10 months ago, selling nearly 5 million shares at $8.50 each, below the expected $10 to $12 range. Drifting to the $5 range by spring, the stock then spiked as high as $9.20 following huge reaction to the Shakur hologram, with the performance garnering 15 million YouTube hits within 48 hours and winning a top award at the creative marketing gathering Cannes Lions.
Building on the buzz, Digital Domain got the green light to create an Elvis Presley hologram for shows, film, TV and other projects worldwide, including appearances.
But by August the struggling company said it would review its options, suggesting a possible sale. Shares have fallen as low as 44 cents in recent days.
One of the biggest shareholders in the company is former Miami Dolphins quarterback Dan Marino, who is listed in bankruptcy filings as owning 1.6 million shares. From the high to Tuesday's closing price of 55 cents, his holdings have lost $13.6 million in value.
Digital Domain, based in Port St. Lucie, Fla., has studios in California and Canada that create digital visual effects, animation and digital production for the entertainment and advertising industries. The company had spent the past few years building a new animation studio in Port St. Lucie, using millions in incentives from the city and the state.
But it defaulted on a series of loans and just days ago said it would lay off about 280 workers and close its Florida facility. CEO John Textor, also the company's second-largest shareholder, resigned, protesting the decision.
The downfall was so quick the company was still hiring up until last week, said Jack Raisner, a lawyer with New York-based Outten & Golden who is suing the company on behalf of employees, saying they weren't given 60 days' notice of the mass layoff as required by federal law.
"It was inducing people to come from California to the company in the last few weeks," Raisner said. "They were told things to make them believe the company was healthy financially."
Florida Gov. Rick Scott has ordered his inspector general to investigate the process used to award millions in state incentives that were used to lure Digital Domain to the state.
The company said last month in its quarterly earnings report that it had already received about $50 million of $80 million in grants it was awarded by the state of Florida, and that it had spent the money on workers' pay and to cover expansion costs.
Digital Domain filed in the U.S. Bankruptcy Court for the District of Delaware, along with a Canadian court. Day-to-day operations of Digital Domain's remaining business won't be affected by the Chapter 11 filing, the company said. Debt holders have agreed to provide up to $20 million in financing that will fund its activities while it restructures.
As of June 30, the company had total assets of about $205 million and total liabilities of about $214 million.
The sale agreement with Searchlight Capital Partners LP includes the company's operating subsidiaries in the U.S. and Canada. It remains subject to an auction process where the company can consider other higher offers, and must be approved by the court.
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For those who need the help, finding the right online and internet marketing mentor can be the difference between success, and failure. Here are some tips on what a mentor should be teaching and, doing.
There are a lot of internet marketing mentors and coaches online today, many however forget to center your focus on what really works. Generating traffic takes time because it takes trust, trust from the search engines and most importantly, trust from people.
So where do you begin and how do you truly know that ?this? particular person or system is going to be right for you? Let?s go through and learn what you should be taught no matter what, how to build, brand and manage your business or voice online. Ready? Good.
Many of us today, although successful, did fall for the trappings of the supposed ?high end? and more expensive programs. Some of it did sink in, but most was hardly enough to really take advantage of the internet. Like you, it was and is an expensive trip down confusion lane. this is why it is important to make sure your mentor or coach is focused on your BRAND and your CONTENT first and foremost.
Let?s start with content, because without it, you have no brand.
Content is the currency of traffic online, and unless you are already sitting under a money tree, you will need to earn your traffic online. Content through video, blogging, press releases and real social engagement is all you really need to learn.
Content through blogging and creating a good presence online should be taught to you. This is your home online that you literally turn into a home for your visitors, remember that.
Video marketing and other social media platforms should be another main focus. This is branding to a serious degree, especially through video platforms like Youtube and Dailymotion. Forget any of these and you will lose out on tons of traffic.
Without the content, you have no social media exposure as a trusted source of information, thus, no real brand. Branding is not a catch phrase, it is a reality we need to build online.
Link building and other search engine friendly best practices should be taught as well, but the above will cover all of that if taught correctly.
I am not much for it. More people spend more time reading success coaching and mentoring books than practicing any of it. A good mentor will NOT HOLD YOUR HAND, but guide you as you practice what he preaches. A good coach and mentor will also have practiced it and proven to you it works.
If you want to be a success, then why do you nee that type of coaching? A good internet marketing coach and mentor will try to keep your spirits up, but for the most part, we are there to help you learn and implement online marketing skills. You did call on a babysitter so why should I or anyone else act like one? DO THE WORK.
The right online marketing mix is all you need, and a mentor should make sure that you are using every tool that you need for your specific niche business online. Not everyone needs everything hear and any trainer that tells you you do? well, they are a glorified affiliate helping themselves to your pocket book (wallet).
There are many IM programs and individual online marketing coaches and mentors, as a matter of fact, learning to be one is a great niche opportunity itself. Either way, it will cost you something, nobody here works for free. But how much should this cost? And how do you know you are going to get what you paid for?
The investment can be a little more than most think, and sometimes, it can be extremely affordable. But either way, you will have to learn, on your own or through mentor-ship. It was a large investment at first, but I can tell you this, it was worth it.
It used to be a good measurement for anything, you know the old adage; ?you get what you pay for?? Not so online. Sometimes you end up with something more worth than you paid for.
Finding the right online internet marketing mentor is the choice between failure and success, literally. Do your best due diligence, but never decide not to decide, that would be failure period.
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Related posts:
Source: http://onlinementornow.com/finding-the-right-online-internet-marketing-mentor/
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Brian Tallerico of HollywoodChicago.com: "It is personal, dark, daring, weird, and refreshingly unique. It is also one of the best sci-fi films of the last several years."
Amy Nicholson of Boxoffice Magazine: "The coolest, most-confident sci-fi flick since 2006's Children of Men."
Peter Debruge of Variety: "[Rian Johnson's] grandly conceived, impressively mounted third feature shows a giddy, geeky interest in science-fiction, then forces it into the back seat and lets the multidimensional characters drive."
Katey Rich of CinemaBlend.com: "Creates a world so lively and well-wrought I'd happily see a dozen more movies set there."
So there you have it. It looks like fans of Rian Johnson and hard sci-fi have much to look forward to this month (hell, Dredd 3D also just went Certified Fresh today). Looper is out September 28 in theaters everywhere.
Source: http://www.rottentomatoes.com/m/1925864/news/1925864/
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A modified note from Stan Coerr:
To All-
We are looking forward to seeing everyone a month from now, on the?morning of 12 October 2012 in Quantico.
IF YOU ARE A SPEAKER:? I need a positive response from you that your?time allotted, subject and day are correct.? If you need us to move?you, let me know.
Coordinating instructions:
1.? Dress code?Casual.
Officers:? you do not need to wear a uniform.? There will be people?there in blue jeans.
2.? Location
We are going to be in two different places on the two days we are there.
On Friday, the first day, we will meet at 7:30 am in the Command and?Staff College building, right next to the Gray Research Center.?You should have no trouble at the gate.
To stay overnight:? Crossroads Inn is a hotel on the base, less than a?mile from the venues.? It is at 3018 Russell Rd, Quantico, VA 22134?Phone? (703)630-4444
On Saturday, we will meet at 8:00 am at the Expeditionary Warfare?School, also on the base in Quantico.? We will give those directions?on Friday.
3.? Food
We are looking for volunteers for food and drink.? Coffee, water and?snacks are most welcome.?Please contact me and Scott Shipman if you are able to help.?[Note: Scott Shipman is bringing coffee. Someone volunteered for water and bagels, but I misplaced the note---drop me a comment/email to close the loop.]
4.? Tempo
We are cramming in a lot of information and a lot of?presentations?and a lot of people.?I know that the math does not add up on our schedule; people can?contract or expand as needed.?It is my intent that we will eat right there in the room, both days,?and take breaks right there as well.
5.? Next
It is my intent that we will start doing this twice a year.?I am planning to start a Boyd and Beyond 2013 conference in Silicon?Valley / Monterey / Palo Alto area next spring, IN ADDITION TO our?usual October event in Quantico.? I am convinced that people there?will be intrigued by our group and will want to participate.?I have started talking to people about how, and where, to do this.? If?you have ideas, bring them and we will discuss.
Scott and I look forward to seeing everyone in a month!
Yours,
Stan Coerr
0730-0815 Stan Coerr intro
Dr. Terry? Barnhart :? Ten-minute teaching modules? throughout conference
Chet Richards: Closing the OODA Loop: Boyd, the Conceptual Spiral, and the Meaning of Life (60 min)
Greg Wilcox: Boyd?s: People, Ideas, and Things, In That Order (30 min)
Dr. Terry Barnhart : Ten-Minute Teaching Modules throughout conference
Break
Brigadier General Stacy Clardy USMC: John Boyd, Quantico and Marine Corps Enlightenment (60 min)
Break
Captain Paul Tremblay USMC: Boyd and Bravo Company: Tempo in Ground Combat (60 min)
Terry for Ten
Terry for Ten
Katya Drozdova: Afghanistan, Force and Tempo (30 min)
Marshall Wallace: NGO Team Decision Cycles in Crisis: Boyd in Action (30 min)
Terry for Ten
Mike Miller: The Boyd Archives: Lecture and Tour Round-Robin
To archives: small groups, 30 minutes each
Concurrent in classroom: Case Method Instructors (Bruce Gudmundsson/Damien O?Connell).
GI Wilson: How it Happened
Terry for Ten
Venkatesh Rao: What does ?inside the Tempo? Mean? (60 min)
Critt Jarvis: Ecolate OODA (30 min)
Michael Moore: WinBowl II (60 min)
Pete Turner: Human Terrain Systems and COIN (30 min)
Tom Hayden: Boyd and COIN (60 min)
Mike Grice: The Second O: The Effect of COIN on Orientation (30 min)
Adam Elkus: OODA and Robotic Weapons (30 min)
Terry for Ten
Jake Wood and William McNulty: Boyd and Bureaucracy: Starting Rubicon (30 min)
David Diehl: Boyd in the Cyber Conflict Domain (30 min)
Mike Grice & Jonathan Brown: Boyd Cycle in High-Pressure Business (30 min)
Chris Cox: Boyd and Politics (30 min)
Ten for Terry
Stan Coerr: Next Steps
Cross-posted at?To Be or To Do.
This entry was posted on Monday, September 10th, 2012 at 5:11 pm and is filed under 2012, Boyd 2012, J. Scott Shipman. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.
Source: http://zenpundit.com/?p=14168
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LONDON (Reuters) - Barclays'
Chief Executive Antony Jenkins, appointed 11 days ago to restore the reputation of Britain's fourth-largest bank after a series of scandals, on Monday said investment banking has a central place within the group.
But capital markets activities that consume a lot of capital or are too risky look likely to be in his line of fire.
"I absolutely believe that a premier investment banking franchise will be a part of it (the bank)," Jenkins told analysts on a conference call, providing the strongest clues yet on how he will shape Barclays.
He pledged to change areas of the bank that are inefficient or underperform and to "move quickly and be bold."
"How can we best use our capital, how can we allocate it to areas that are going to deliver the sustainable return with the reputational credibility that we're seeking to deliver?"
Jenkins refused to offer details on his plans, saying that would come early next year after he conducts a review of each area based on the capital consumed and return generated, costs, and the pay structure and level.
He has scrapped a previous target of a return on equity (RoE) of 13 percent, opting to deliver a return above the bank's cost of equity of around 11.5 percent, and show how that can be sustained.
With rivals also shrinking their investment banks, analysts said a key issue is how far Jenkins goes at Barclays where investment banking generates more than half the bank's total profit.
"I would expect to see a gradual de-emphasis of the investment bank and a reallocation of capital elsewhere," said Shore Capital analyst Gary Greenwood.
Also high on Jenkins's to-do list is how far to overhaul the senior management team at the bank, which was rocked by a record fine of more than $450 million in June for rigging interest rates and is being investigated over a fundraising.
The rate-rigging probe unearthed long-standing concerns by Britain's financial regulator about the culture under former CEO Bob Diamond and Chairman Marcus Agius, who both resigned as a result of the scandal.
Chris Lucas, finance director since 2007, is most under pressure after the regulator's criticism. He was also named as one of four people being investigated by the regulator over a fundraising from Qatari investors four years ago.
Jenkins could also look to remove executives who were close to Diamond, such as investment bank boss Rich Ricci and wealth management head Tom Kalaris.
"Given the change of culture that Jenkins is required to drive, a senior management shake-up is highly likely. My feeling on timing is that people will want to see some signs of things happening before the year is out," said one of the 25 largest shareholders in the bank.
The bank has also been caught up in an insurance mis-selling scandal and a tax avoidance row.
Barclays declined to comment. Shortly after his appointment, Jenkins voiced support for Lucas and the management team.
(Reporting by Steve Slater; Editing by Erica Billingham)
Source: http://news.yahoo.com/barclays-boss-weighs-investment-banks-future-115351246--finance.html
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Online marketing might be the ideal advertising tool for business people who definitely are in the beginning stages, or broadening their present enterprise. Sorting throughout the lots of posts available on the internet about website marketing, even though, could possibly be challenging. These guidelines are meant to give you a structure to aid guide you on your seek out info.
When you find yourself utilizing signatures, hyperlink these people to your site or email. When you post into a forum, put your backlink to your unique to ensure that it is going to be viewed each and every time one of your blogposts is read. Also link to your website at the conclusion of every single e mail you send. This is an almost subliminal approach to market your internet site to the people you find online. It might improve your research ratings at the same time. An issue that grabs the reader?s consideration and means they are wish to click this link is a great add-on.
Don?t throw in the cloth in the event you encounter a number of lumps on the road. One never knows while you are on the verge of success. Be sure to have almost everything good to go when you find yourself ready to start inside your venture. Starting your website is going to take a great deal of hard work and may almost certainly incorporate bumps along the way. Keep in mind that this intensive function is going to be definitely worth it in the end.
You should research how individuals really feel relating to your merchandise or company, specifically should you be advertising an internet based function or purchase. See replies on social network sites and message boards following your produces of situations and promotions. Many people will feel like these are valued should you comply with their suggestions.
Generally you need to stay away from combining your organization in your personalized life. Nevertheless, this is one of the few exceptions. Just because of the fact that the is much more of any nicely having to pay activity without any high-strain or tension. Try this together by using your spouse.
Website marketing might be successful with determination and perseverance. No huge company was possibly ?lucky? when it got to making recognition and fortune. Consider any major name brand. Managed they only get privileged? The answer will be no. They invested time, dollars and effort in order to sell their item, to make it the ideal that it could be to draw in customers.
It is crucial for you to discover appropriate using Html code labels. Tag are a fun way to highlight your crucial content and also boost your search results. An internet search engine crawler will level your blog based upon which tag you utilize and focus on. You have to be guaranteed to place more focus on the search phrases that are important to the organization.
For example, if you?re a web site designer, set up a companion romantic relationship by using a blogger and allow him to offer your marked down internet services to his consumers. This alliance will also let you get new customers from every other folks sites.
As a way to improve the PageRank of your online business site, offer a brief-term promotion. When you have a good deal, you can even get your PageRank. Here is the exact same thing as selling some thing being a loss and earning money away from it later.
A compilation of your own client contact information is vital. Request consumers to sign up on your own website or demand those to publish a message tackle before making an investment. However you achieve this, a list will be employed to advise customers of upcoming sales and marketing promotions or to demand responses.
Be sure to give your promotion your individual contact. Ensure your site features a picture of yourself, and can include your own name throughout your advertising. One more concept would be to welcome your prospects towards the internet site by using a handwritten declaration.
An excellent recommendation for enhanced online marketing methods that a great many online marketers fail to acknowledge is usually to make the website easy but effective. Entertaining multimedia like Adobe Display may be tempting when designing your internet site, and website designers may possibly attempt to convince you to definitely make use of it. You need your website to get active, however, you also would like it to be available to anyone. A well created website that motivates business locates a way to be completely functional, even with no most recent sparkly and elegant capabilities.
Your options available in relation to running your company and website could be mind-boggling. Route your interests, and come to some bottom line exactly what is the best concept. Well before creating a web site, locate a market that suits your organization and persona. Upon having a solid aim for that articles of the internet site, it is actually quicker to obtain advertising and marketing desired goals.
Using these marketing suggestions, you will get your small business to view a huge enhancement in productiveness, which results in far more revenue and earnings. As an entrepreneur, Website marketing will probably be an incredibly important instrument to help you sell a lot more goods to a lot more people. Utilize these Website marketing ways to gain consumers.
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Ciara?s last single, the 2 Chainz-assisted uptempo banger ?Sweat,? failed to make much of an impact, but the Atlanta-based songbird is still a former Billboard Woman of the Year with eight Top 10 singles and a host of Grammys under her belt. Given that pedigree, CiCi?s more than deserving of the benefit of the doubt as she readies her upcoming fifth studio album, One Woman Army, set for a December 4 release ? and she dropped all the details about the upcoming release.
In a press release earlier today, Ciara?s label Epic Records teased the litany of producers with whom she collaborated (some major names like Rodney ?Darkchild? Jerkins, The Underdogs, Jermaine Dupri and Josh Abraham), as well as info about the intended next two singles: ?Sorry,? the first single, which is set to premiere on 106 and Park on September 13, and?another single, ?Got Me Good? (described as ?trademark Ciara? with ?undeniable beats and fierce vocal work?) planned for an October 8 release.
As for ?Sweat?? There?s no mention of it anywhere in the press release ? a conspicuous absence. Then again, since?One Woman Army is described as ?a deeply personal record,? it?s possible that ?Sweat? didn?t align with CiCi?s desire to show off her more vulnerable side. Be on the lookout for ?Sorry? when it premieres September 13.
Are you excited for Ciara?s new album? Sound off in the comments, or tell us on Facebook and Twitter!
Source: http://idolator.com/6893481/ciara-sorry-one-woman-army
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I was recently reading an article by Jeffrey Gitomer, the master of sales, where he talks about how to get testimonials.
He makes some great points and I?d like to summarize and share them with you today.
Use these strategies to earn consulting testimonials from your consulting clients.
The more you do of these five the greater your chances of getting testimonials from your client will be. Actually getting the testimonial is just a matter of asking your client for one. But do these five and you can be confident they?ll be more than happy to provide you with one.
Be wonderful.
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Right now, the condition of the marketplace draws in investors simply because they are familiar with the understanding value of these to take up as quickly as possible. That being said, you will find numerous Realtors working available in the market, so you may plan to become a bit much more discriminating whenever deciding whom to operate alongside. Here?s a fast list associated with things you have to look with regard to as you are choosing the actual realtor that will help you if you are selling Indiana properties. .
1. Open and constant options of communication ? Be sure that a person?s realtor returns your calls and stays touching you.
2. Listen. If you might be selling your premises and the realtor will be requested to accomplish to take a seat tight and also build moment until that to entice prospective customers, then you almost certainly will likely not benefit much from your pup. Nonetheless, if this individual offer appears advice relating to hosting and also improving control attraction, while continually studying exactly what exactly the particular listing price ought to be, then you?re in the hands around the best real estate professional.
3. Your realtor shouldn?t use his / her affiliates. Remember which you normally accept the services for almost any lender which you choose when you qualify. Agents which insist so that you can work making use of their affiliates usually obtain a cut in the rates, and may even not have got your primary interests at heart.
4. Is the agent carrying out part-time? When you will find a great part-time realtors to select from, you have to find priority you?ll be. By default, full-time agents have an overabundance time for his or her purchases, and also have usually additional experience below their belts.
You need to find an individual who may appeal to every ingredient with the real estate industry that you must address. At the exact moment, find an individual with adequate experience around to assist you all above any real-estate transaction that you require done. Speak to the trustworthy Indy real estate professional and started out perfecting the Indianapolis genuine home purchase today!
Need help with negotiating your Indianapolis Real Estate sale? I would be more than happy to help you contact me or visit Indianapolis Real Estate Site.
Source: http://onlinesr22quotes.com/indianapolis-real-estate-a-bad-realtor/
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Are you a beer enthusiast? Then you should fulfill your dream by having a bar in your home. Some people even have the uncommon yet unique patio bar ideas in their mind when they buy their first home, although they are not a beer enthusiast. It?s the luxury sense and the feeling of inviting that the patio bar ideas give off. However, the only real problem is where to put the bar. In this case, just try to walk through your home, and look at all the possibilities where the most convenient and best place for your bar would be.
Patio bar ideas provide all the luxury of stepping out to a bar with no hassle. It is common if there is a patio in a home, but patio bar is a big plus for a home. The patio itself is a place for family and friends to meet or gather, a place to party, and a place to relax as well. When there is a bar on the patio, it enhances the atmosphere of a family and friends gathering or party. Why? Because patio bar help every individual to feel relaxed and welcome. The bar also serves as a luxurious yet private escape from the outside world.
Talking about building a patio bar, the obstacle that can be easily overcome is about the design and the expense. Here are some different patio bar ideas to choose from:
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Photos credit:
http://www.sealydesigninc.com
http://www.dorlom.com
http://aklinteriors.com
Source: http://www.indebleu.net/building-a-bar-at-home-check-these-patio-bar-ideas
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Expectations from internet is increasing day by day as it is going towards glory and success. Internet is playing a vital role for all kind of business organizations. Web is turning out to be a very wider term as it includes in it all the aspects from promotions to sales and also entertainment in order earn benefits out of it. The service providers and the customers considers internet as an important tool for promotion. These factors lead to believe that more and more people are getting attached with the internet everyday. Using web promotions, internet promoter is achieving good control over the content on the site. The content which is posted on the web plays a important role for the website owner. Moreover, it is easy to watch for customer feedback and to change any of the information posted on the website. The broader use of internet is the most important feature and so most of the people have started using it. Business professionals can easily access people all over the world with a single click due to the easy availability of internet services all over the globe.
As the internet business is time saving and a flexible mode of business and thus many of them are attracted to initiate with it. With online business you get an liberty to do the business as you wish, also grow the business as you want and also you will neither have to invest a lot of money nor have a fear of carrying on your own business nor you have a boss that will rule up on you. This is also the reason why online marketing has created better business opportunities. Businessmen prefer to do online marketing because instead of spending 300,000 to launch a new product, with a fraction of the cost using a fair amount of content and strategic positioning, such a company could, within a year rival the most competitive national brands through online marketing strategy.
You can find a wide range of various business models available on web which meets the requirements of any person carrying out the online promotional campaign. The most important internet marketing advantage is the wide reach it has to customers at any place any time. The services or products of your company can be seen about anywhere in the world on internet due to online marketing.
If you have your own site to market your brand, you can give rise to other lucrative mode of earning more. By giving other company some space on your page you can earn some dollars from them. But this is possible if your website is more popular. This can let you to ask for heavy amount from the entrepreneur to advertise on your webpage. Careful you do not get caught up in the shiny new object thinking because that could lead you to dismiss powerful strategies like marketing software. One of the most destructive things you could ever do in your business is restrict your self when it comes to new ways to promote or market. Jog your brain, clear out the cobwebs and try to use a creative approach with these methods in what you are doing now. Nothing beats experience, and that is the power of testing and giving something an honest shot. Internet marketing can be frustrating, to be sure, but you have to give your self time to learn a little bit and then it is action time. You probably do not yet realize that a lack of confidence will often have an effect on the outcome of your marketing methods.
But of course you do not want to upset any of your other marketing efforts, either.
Since prepackaged and custom-built lists are available, you could reach only those who might require your services, solutions or products without bothering those who do not. You can select each one of your targets based on geography, age, income, spends, and many other parameters. Hence all the companies are getting more prospects by making use of internet promotions.
Source: http://www.proofofgod.org/2012/09/09/get-better-business-prospects-with-online-promotions/
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??|?? September 7, 2012 ?? 08:05pm ??|Contributed by manoja
The recent economic slowdown has hurt the real estate sector, with the five largest firms seeing a 75% erosion in their combined market capitalisation. Burdened with debt and struggling with poor growth, companies have made significant changes in their business models and strategy. Here are seven lessons they have learnt.
FORGET NATIONAL, STAY LOCAL
Pan-India expansion plans of developers like DLF, Unitech and Indiabull Real Estate have been undermined by highlyleveraged balance sheets, high borrowing costs and slower execution. DLF still earns almost 30% of its revenues from Gurgaon despite its presence in over 20 cities. It recently sold prime land in Mumbai to cut down debt. Godrej Properties, despite the pedigree of a large business group, earns 60-70 % of its revenues from Mumbai and Ahmedabad, even though it has projects in 12 cities.
THE SMALLER, THE BETTER
Small regional players like Thakker Developers, Kolte Patil Developers, Puravankara Projects, Sobha Developers and Oberoi Realty have better balance sheets than larger peers. Their stocks have also fared better.
FROM RAISING FUNDS FOR GROWTH TO SURVIVAL
Before the slowdown, Realty firms had plenty of easy money. And they used it to grow. Not any more. In the peak of real estate boom in 2008, PE funds invested $6.8 billion in real estate which dried up to $0.85 billion in 2011, as per a report by Jones Lang Lasalle on decoding private equity real estate exits in India. Attempts by Raheja Universal and Lodha Developers to go public were upset by poor stock market response, making PE funds unsure of exit opportunities. DLF is raising funds by selling noncore assets, Godrej Properties raised funds through a QIP and HDIL is generating funds by selling transfer of development rights (TDR) and floor space index (FSI) ? all to lighten the debt burden. Earlier, companies were building land banks and were rewarded for it in the stock market. Now, they are conserving cash to payback creditors.
SOUTHERN MARKETS FARE BETTER
Led by Bangalore and Chennai, realty prices in south Indian cities have remained relatively stable compared to Delhi and Mumbai. The prices in these markets had not soared as much as markets like Delhi and Mumbai. Consequently , south India-based developers like Sobha Developers, Prestige Estates, Puravankara Projects performed better in the last 2-3 quarters compared to other companies such as DLF, HDIL and Godrej Properties. While the BSE Realty Index shed 14.5% in the past six months, the Bangalore-based Sobha Developers and Prestige Estates, the only gainers in the index, logged gains of 22% each.
RE-EMERGENCE OF PARTNERSHIP MODEL
Realty developers are going back to the partnership model ? developing property jointly with the landowner. This, according to Anshuman Magazine, chairman and managing director (South Asia), CB Richard Ellis, was always around. However, during the boom period, ambitious developers started buying land and developing projects on their own. Now, partnerships are back. Godrej Properties, for example, trades at a premium valuation compared to other large multi-city developers due to its asset-light partnership model.
COMMERCIAL PROJECTS TURNED INTO RESIDENTIAL
Commercial property market has been hit more than residential property due to slowdown in industrial growth. Surplus commercial realty space has also put pressure on lease rentals. In an earnings conference after its June quarter results, the management of Godrej Properties admitted that commercial projects in Tier-II cities have been negatively impacted by escalation in construction cost and weak demand for commercial real estate. The company is now keen to sell these projects at the earliest and has decided to avoid new commercial developments. Some developers like Sunil Mantri Realty have scrapped plans to develop commercial projects. The company is instead proposing to develop a residential project at its site at Parel. ?Excess supply scenario in the commercial segment and possibility of better liquidity in a residential project has prompted us to change our decision,? Sunil Mantri, CMD, Sunil Mantri Realty, had told ET in November last year.
FORGET RETAIL, STICK TO REALTY
Wadhawan Group, that owns HDIL, ventured into retailing through food & grocery store chain Spinach. But it has shut down its stores by 2010. Similarly, in 2009 Indiabulls Real Estate wrote off its entire investment in its retail arm, which it took over from the Piramals during the retail boom in December 2007. Some realty firms are building malls, but staying out running retail businesses.
http://economictimes.indiatimes.com/markets/real-estate/realty-trends/seven-lessons-realty-players-picked-up-from-the-slowdown/articleshow/16293374.cms?curpg=2
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